Zero-based budgeting for Filipinos
Plan your money
before it
disappears.
TipidMate helps you organize income, expenses, savings goals, credit cards, debts, and financial trends in one clean dashboard — so every peso has a purpose before you spend it.
The real money problem
Sweldo came in… but where did it go?
Most budgeting tools only track what has already happened. TipidMate is designed to help you decide what your money should do before you spend it — bills, needs, savings, debt payments, and family goals included.
No clear monthly plan
Income comes in, expenses pile up, and it becomes hard to know how much is really safe to spend.
Savings are inconsistent
Without a target and progress view, savings often become whatever is left at the end of the month.
Debt is hard to monitor
Credit cards, installments, and payments need a simple view so you can stay ahead of due dates.
How TipidMate works
A simple budgeting workflow you can repeat every month.
TipidMate follows a practical zero-based budgeting system: give every peso a job, monitor what happens, and adjust as life changes.
Add income
Start with your salary, side income, allowance, or household contributions.
Assign every peso
Plan how much goes to bills, groceries, transport, savings, debt, and other categories.
Track movement
Monitor spending, deposits, withdrawals, card payments, and savings progress.
Review trends
See income, expenses, savings rate, burn rate, and runway in one financial overview.
FEATURES
Everything you need to manage household money with confidence.
From budget planning to savings goals and credit monitoring, TipidMate gives you a clearer picture of your financial life.
Budget Center
Create monthly plans, track income, planned expenses, actual spending, and manage your budget by month or year.
Savings & Goals
Set goals, record deposits and withdrawals, monitor net balance, and see progress toward specific targets.
Credit & Debt
Track credit cards, installments, payments, utilization, limits, due dates, and debt activity in one place.
Trends & Analytics
Review average income, burn rate, savings rate, financial runway, allocation health, and cash-flow velocity.
Family Portfolio
Manage multiple plans together — useful for couples, families, households, or people managing shared finances.
Admin-ready structure
Designed with admin access, settings, feedback, and future account controls for scalable app management.
Budget Center
See your monthly money plan at a glance.
The Budget Center helps users organize each month by income, planned budget, and actual spending. Instead of guessing where money went, users can compare the full picture and manage each plan from one clean dashboard.
Savings & Goals
Make savings visible, measurable, and easier to maintain.
TipidMate makes goals feel real. Users can set targets, record deposits, withdraw funds when needed, and see progress bars that show exactly how close they are to their goals.
Financial Trends
Understand your financial pattern, not just your transactions.
Analytics help users see average income, average burn, savings rate, cash-flow movement, and financial runway. This gives users a bigger-picture view of whether their money habits are improving or getting riskier.
App Screens
A cleaner way to see your financial life.
TipidMate brings budgeting, savings, credit, and analytics into one modern financial workspace.
Savings Portfolio
Track net balance, deposits, withdrawals, and savings goal progress.
Credit & Debt
Manage cards, installments, credit limits, utilization, and payments.
Financial Trends
Analyze income, expenses, savings rate, runway, and cash-flow velocity.
Who it is for
Designed for real Filipino
money situations.
TipidMate is for people who want a clearer, more intentional way to manage monthly income — whether alone or with family.
Perfect for everyday earners
- Employees managing salary and monthly bills
- Freelancers with irregular income
- Young professionals building savings habits
- Anyone who wants to stop wondering where their money went
Useful for families and couples
- Households managing shared expenses
- Couples planning goals together
- Parents tracking savings and obligations
- Families who want one clear financial dashboard
Simple pricing direction
Start free. Upgrade when you need more control.
TipidMate can be introduced with a free plan first, then expanded with premium tools for families, analytics, goal tracking, and advanced portfolio management.
Free Plan
For users who want to start budgeting and understand their monthly cash flow.
- Basic budget planning
- Expense categories
- Monthly overview
- Basic savings tracking
Premium Plan
For users who want deeper insights, family portfolios, savings goals, and financial analytics.
- Unlimited budget plans
- Savings goals and progress tracking
- Credit and debt monitoring
- Financial trends and runway analytics
FAQ
Common questions about TipidMate.
Is TipidMate just an expense tracker?
No. Expense tracking is part of it, but TipidMate is designed around planning first — assigning money before it is spent.
Can couples or families use it?
Yes. The family portfolio concept is designed for shared planning, multiple goals, and household-level visibility.
Is it built for Philippine pesos?
Yes. The experience is peso-first and designed around how Filipino households commonly manage income and expenses.
Can it help with debt?
Yes. The Credit & Debt section is designed to track cards, installments, payments, utilization, and due-date activity.
Ready to take control of your money?
TipidMate can be introduced with a free plan first, then expanded with premium tools for families, analytics, goal tracking, and advanced portfolio management.